I feel a bit ‘pretty damn terrible’ over the state of my finances.
Let’s just go through the week that was and then go off and hide behind the curtains.
FOOD AND HOUSEHOLD SHOPPING
Milk £1.49
Bread and pattie £1.89
Toothpaste and deodorant £3.48
Milk, face wash, exfoliating face wash, Chocolate biscuits x 2, Bourbon biscuits x 2, chocolate snack pouches x 2, Lime Juice, Naan, Potatoes, Cucumber, Bananas, Chickpeas x 2, Chopped Tomatoes x2, Carrots £13.42
Rice, Poppadoms, Chilli con carne £4.39
Iceberg lettuce and bread rolls £1.49
TOTAL HOUSEHOLD SPENDS = £26.16
DISPOSABLE INCOME SPENDING
TRAVEL (DAY TO DAY)
Bus tickets = £4.60
THE ‘I F***** UP’ CATEGORY (It is still going on)
3 x morning takeaway coffees = £3
SOCIAL
Cider £4.75!
2 x Cocktails £10
Burger, Fries and Diet Coke £14.60
Onion Rings £1.50
Diet coke £2.70!
Local food festival treats £11
TOTAL = £44.55
GIFTS
Donation £2.50
Beers for Father in Law £10
Father’s Day Card £3
TOTAL = £15.50
Total disposable income spending = £67.65
TOTAL SPENDING THIS WEEK = £93.81
I need to confess that the boy lent me £30 so I could go out with him and his friends on Friday, and some of my spends ‘may’ have come from the wallet that keeps the separate food budget money in.
I am really struggling and to be honest it is kind of hard to be excited about how much debt I have paid off when I am still horribly in debt and suffering financially.
I am now in a situation where soon every single penny of my wage will be allocated to bills and I will have NOTHING in terms of a disposable income.
Goodbye social life.
But I guess my mental health and debt are more important than that.
Flo's Debt Free Diary 