We are now halfway through the year, scary times at Ridgemont High!
So although I tend to assess my spending mainly across a tax year, I have also been keeping track of my spending across a more standard January – December 2017 year because why have one spreadsheet when you can have two!
Lets have a look at how I wasted/invested my money in the first half of 2017.
HEALTH = £15.79
GIFTS = £214.64
POSTAGE AND PACKAGING = £26.95
TRAVEL (VISITING) = £42.50
TRAVEL (DAY TO DAY) = £91.10
HOMEWARE = £31.75
SOCIAL = £714.76
DEBT (LIBRARY FINE) = £0.60
WORK EXPENSE = £24.23
BEST FRIEND’S WEDDING = £335
TOTAL 6 MONTH SPENDING = £1497.32
I am also £17.05 over budget on the, ahem, I F***** UP category.
So, £1514.37 is a more accurate total.
BUT, BUT, BUT …..
My total debt repayments this year so far, across my credit cards, overdraft and the money I owe the boy are:
So yes, if I had been doing a true No Spend Year like Michelle McGagh did then I would have nearly doubled my debt repayments, but I certainly wouldn’t have been as happy.
And I think nearly £2100 is good, isn’t it?
I mean, it’s certainly not bad, considering my expenses each month.
So whilst I may have a broken mind that likes to see danger in every situation, at least I have done good on my debts.