Hi everyone.
It’s time to confess.
My mental health hasn’t been great recently and I have been spending.
The thing is, what I am buying is all essential things. Food, toiletries etc.
BUT, we are so shockingly over the ‘Food and Household Shopping Budget’ that it seems laughable to say we ever had a budget in the first place.
I don’t get it, I am only buying what we need, yet the cost of living seems to be so high that it is impossible to stick to the budget.
I really don’t get what has happened.
This is very worrying, because as we all know, on Thursday it will be my last day at work, and unless my life gets a deux ex machina plot device soon it is safe to say I will be unemployed for an as yet indeterminate amount of time.
Anyway, let’s look at how the money has left my wallet this week.
FOOD AND HOUSEHOLD SHOPPING
Pizza £2
Paracetamol, Throat Sweets, Milk £1.35
Face wipes, Plasters, Face Wash, Face Scrub, Mouth Wash, Toothpaste, Day Cream, Razors, Hand Cream, Moisturiser, Paracetamol £26.66
Bag for life, Cereal Bars, Cereal x 2 £7.77
Cheese, Soup x 5, Blue Cheese, Milkshake, Bread Rolls £9.46
Foil, Potatoes, Reed Diffuser, Rice x 4, Paracetamol, Lingerie Wash Bag £8.16
Squash, Orange Juice, Sweet Potatoes, Carrots, Sausages, Cucumber, Bread £8.17
Meat Pies £2
TOTAL SPENDS = £65.57!!!!!!
I’ve spent less on a monthly food shop online at times!
Moving swiftly on…
DISPOSABLE INCOME/DISCRETIONARY SPENDING
CONTRABAND (So to recap, these are purchases that go against my rules for the No Spend Year I am doing)
Wraps x 2 £2.65
Sandwich £1.99
Sandwich £2.99
(Total spends = £7.63)
GIFT
Biscuits and Booze £15.82
TRAVEL (DAY TO DAY)
Bus tickets x 4 = £4
TRAVEL (VISITING)
Coach fare to visit Sister in November £45.80
SOCIAL
Train to Bristol £3.90
Water, Gum and Brownie £3.13
Pasty and Wedges £7.28
Coke £3
Cider x 2 £5.30
(Total = £22.61)
TOTAL DISPOSABLE INCOME SPENDS = £95.86
TOTAL COMBINED SPENDING THIS WEEK = £161.43
Erm, that’s a lot of wonga.
Which I don’t have.
I need to get a grip.
Flo's Debt Free Diary 