Hi everybody,

We are nearing the end of another month, slightly over half way through now. Nearly a quarter of the year gone.

I am very much thinking in terms of the next year of my life and what it will take to be debt free by my 30th birthday.

I have roughly 54 weeks to achieve my goals, and monitoring my spending on a week by week basis will help me keep track.

FOOD AND HOUSEHOLD SHOPPING

Milk, Yogurt, Flatbreads, Falafel, Houmous, Peppers, Cucumber £7.03

Face Wipes x 2 £1.98

Frozen Peppers, Frozen Spinach, Frozen Onion, Frozen Broccoli £4.87

Lentils, Chickpeas, Poppadoms, Fajita Seasoning, Wraps, Rice x 8, Naan Bread £8.40

Milk, Baby Potatoes, Apples, Potatoes, Parsnips, Carrots £4.85

Meat Pies £2

Parsnips and Yogurt £1.30

Shampoo and Conditioner £2.98

TOTAL = £33.41

Not bad, I seem to be spending roughly around this much each week nowadays. I think that is quite normal.

DISPOSABLE INCOME SPENDING

SOCIAL

Chinese Takeaway £10

Lasagne, Chips and Drink £8.90

2 x Hot Chocolates and Cookie £6.62

Ticket to see The Flaming Lips £27.50

Various Lotteries at Work* £4

*I am doing this purely to feel like part of the team at work, personally I feel it is a waste of money but it makes me feel more ‘social’

TOTAL = £57.02

A bit on the hefty side, but it does include a gig ticket for what should be a very memorable night.

NON ESSENTIAL FOOD 

Sandwich and Gum £1.55

Berry Shot and Banana £0.75

2 x Gum £1.20

Dominoes Pizza Takeaway to celebrate losing weight* £21

*Yes, my logic doesn’t make much sense.

TOTAL = £24.50

HOBBIES – HEALTH

Deep Tissue Massage £17

WORK EXPENSE

Milk for work £0.55

Coffee for Work £2.29

TOTAL = £2.84

BEAUTY

Perfume £14.99*

*Ok, little story here of what an idiot I am. I was in Savers and this perfume was one of their special offers. It was a Sarah Jessica Parker perfume. It came in a nice tin. I like tins.

I’m not really a Sarah Jessica Parker fan.

I don’t really wear perfume.

Essentially I spent £14.99 on a tin.

CLOTHING MAINTENANCE

Fixing stitching, hems and rips on 5 items of clothing £25

TOTAL DISPOSABLE INCOME SPENDING = £141.35

TOTAL COMBINED SPENDING = £174.76

I do seem to be spending a lot of money. I am for the most part only buying what I need, and I am not using debt to make these purchases, but still I feel a little wary of spending.