Spending Diary 22nd to 28th June 2020

Hi everybody,

I hope you are all well. I had a really good week, though my wallet took a bit of a beating.

I’ll take you through my week.

22/06/2020

I had the day off work today. I booked off every Monday in June. It was definitely what I needed at the time of booking them off but I’m actually looking forward to when I go back to a 5 day working week again. I did a really nice run and had leftover salmon curry for dinner which was lovely. I had a meet up on zoom with the people in my book writing masterclass which went very well. In terms of spending I have run out of the products I previously ordered from Lush and I was really debating whether to buy more as they are great, but they are expensive. In the end I caved and bought another small bottle of American Cream conditioner and a small pot of Ultrabland cleanser. The bigger sizes are better value for money, but I can’t afford that upfront cost at the moment. The Lush order came to £26.95. I also saw that my subscription to SMOL laundry capsules came out, so they will be coming to me in the post. They are £3.85, but that will be split between the flat mate and me. We are now over the food shopping budget and will have to sort that out at the end of the month. Because I’m having trouble sleeping I decided to take advantage of that and stayed up late to watch Call Me By Your Name on Film 4 as I had heard it recommended on the radio. Such a beautiful film.

23/06/2020

My subscription to Pact coffee came out of my account today. I order one bag of coffee from them each month and they are divine. I love trying new things, even if they are on the small scale. That was £7.95 but it goes on the food shopping budget, so we are still over budget. I did such a big shop on Sunday though that I won’t really need to buy anything for the rest of the week, if I’m careful. It was back to work today and I had a really productive day. After work I went for my daily run, 5km today. I ran nearly 4km yesterday running to and from the pharmacy, I find doing things like literally running my errands means I can fit the exercise in. I made a pizza dough from scratch and covered it liberally in anchovies and olives, a taste not everyone will enjoy but I love.

24/06/2020

I felt really nauseated today. It was the hottest day of the year in the UK and I was just melting. My sourdough started had exploded everywhere as well, I guess that means it’s really active. I had to pick up a new prescription so I did my same run commute to the pharmacy to pick it up. I felt terrible when I first started the run and walked a couple of bits, but I felt much better as the run went on. I didn’t spend any money today either, yippee!

25/06/2020

My flat mate went to a big supermarket and picked up a wide selection of non-alcoholic beers. The ones I bought from Flavourly last month were great but very expensive, they cost more than my crate of alcoholic beers did! I knew the big supermarket would be cheaper. He came back with £31.40 worth of beers for the both of us, so in the end it was a similar spend but we did end up with many more so it was cheaper. As part of my book writing masterclass I had been watching videos with special guests and one is a writer called Penny Haslam who has written a book called How to be a little bit famous about self-promotion, so I decided to buy the Kindle version of that for £6.02, saving £2.59 on the print edition. I also took out a mini trial subscription to Women’s Health magazine as I had been looking out for a good deal and saw a ‘3 issues for £3’ deal. I had been considering buying a copy in the shops as I have been really craving reading it, so buying 3 issues for £3 and delaying the gratification was a much better deal than just buying one issue for £4.70 or however much it is.

26/06/2020

Today I put forward my contribution to a joint gift which I will include in my weekly total and not here as I don’t want the giftee to see. I did that through Monzo which I absolutely love for helping me manage my money. I went for my usual run after work, the same 5km route I usually do. I did a strength session and some Duolingo French lessons and I watched some Netflix. I had a small dinner that wasn’t actually that nice as I had overcooked the salmon, bleurgh. It’s weigh in day for me tomorrow. I don’t do slimming world or any nonsense like that, but I did used to go to it once upon a time and one principle I’ve taken from it is the weekly weigh in, so Saturday mornings are my weigh in day which I use to record my progress on the MyFitnessPal app, which is why I tend to be quite good on Friday evenings.

27/06/2020

Had a rubbish night’s sleep. I really struggle in the heat and my sleep has fallen apart anyway so it was bad on both counts. I had insomnia the night before which did mean I was up till 2am finishing the book I was reading, so at least I was productive with my insomnia. I watched an old Euro 96 Germany versus England football match on TV, I had never seen it before but I knew how it was going to end. I went for my run after that. I ended up running at a very comfortable pace and really enjoyed it. If I can go at that pace tomorrow I should be able to do a 10km without too many problems. I wrote a bit in the morning, I did loads of lessons on Duolingo and I made store cupboard fish cakes. I’m going to chill in the evening. I’m going to start compiling a shopping list for when I get paid as we do need more things but I am trying to spend as little money as possible until then. I have plenty of food but will probably go to the shops on pay day. I’ve really been craving jalapeno’s, especially on a pizza. I nearly ordered a Domino’s on Tuesday as I was craving these so much. I just made a pizza instead.

I caved in to another magazine deal, this time three issues of Women’s Running magazine for £5. I hope I have time to read all these magazines! This was a bit of an impulsive purchase, but it was another thing I was going to buy just after I had found a good deal.

28/06/2020

And another week draws to a close. I don’t plan on spending much money today, well, truth be told I don’t plan on spending any money. But I’ve said that before! Tomorrow is pay day and I really want to end the month in good financial health with some money in my account.

I have been putting things on my credit card this month. I keep a track of every single purchase and incorporate it into my spreadsheet of bills so that I know to pay it off as soon as I get paid. I spent £117.19 on my credit card this month and it is all listed ready to be paid off as soon as I get paid. I am in control of my money at this point and I never spend more than I can afford to, so I am not concerned by spending money on my credit card. It is more about being flexible with when I buy things, though my goal for next month is to not use the credit card at all.

I’m going to sign off this week as completed spending wise. I’ll take you through what I’ve spent.

FOOD AND HOUSEHOLD SHOPPING = £43.20 / 2 = £21.60

PERSONAL SHOPPING = £44.59

TOTAL SPENDING THIS WEEK = £66.19

That’s better than I thought it would be this week! Right, I’m off to do a food plan and bake some bread and think about how I’m going to use up all those sweet potatoes and carrots I bought.

 

 

Published by flodebtfreediary

Hello, I write about food, debt, saving money, mental health and social anxiety.

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