Hi, I am Flo.

I was in credit card, overdraft and consumer debt from the moment I left university. Too ashamed to keep my old bank statements I can only estimate that my debts totalled £12550.

On the 6th December 2015 I had my moment of realisation that my way of living was going to send me to financial ruin.

Over the course of the next 1727 with many ups and downs and mishaps and disasters I paid off my debts and made my last credit card payment on the 27th August 2020.

Join me now as I work hard to pay back someone close to me who helped support me through the rough years.

There is also the occasional recipe thrown in too!

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