Hi, I am Flo.
By December 2015 I had amassed nearly £6000 in credit card and bank debt. Whilst this isn’t the highest amount of debt a person can have, the minimum payments made up a substantial amount of my income and I was about 2 steps away from a financial meltdown.
In 2016 I got serious about paying my debts and ended the year….in more debt then ever!!!!! (Well, I was unemployed for four months of it)
That is why in 2017 I have decided that I will have a No Spend Year, with the aim of tackling my debts first.
However, I also suffer extremely badly from Social Anxiety, and have decided that this year I can spend money on seeing all the friends I was too panic stricken to see last year.
Join me as I navigate 2017 with my debt and my social anxiety. I hope to combat both.
I live in Cardiff, Wales with my boyfriend who has quite sensibly (given my debt levels) stopped me from having a pet cat. I work in a Library, love spreadsheets and play football.


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