Hi, my name is Flo, and I’m in debt

Hi everybody. Well it’s a new year. In 2016 I started the year with  £5150 of debt. I was determined to cut back, reduce, and most of all stop spending money. Oh, and to pay off my debts. I clearly did a great job because I ended  2016 with  £5996.12 of debt. Uh oh! How did […]

The Truth about Debt

Let me tell you the main thing about getting into debt. Getting into debt is super easy. Think about it, it’s managing your money that is hard. Making all those decisions, putting things back if you can’t afford them, saving up for things, that’s the hard stuff. But if you have had at some point […]

A Fresh Start

It has been a while since I last posted, and I guess it’s time to come clean. Through a combination of bad/casual/infrequent employment over the years since graduating, and also a result of ‘being a twat’ with money, I have rocked up nearly 6K of credit card and overdraft debt. This is in addition to […]

Poverty Hurts: Life on a zero hour contract

You’re in the supermarket looking at the cotton pads. This is the cheapest store. Here you can buy a 200 pack for 99p. You know it’s the cheapest because you’ve been to Savers, Tescos, Boots, Superdrug, Sainsbury’s, Rainbow Bargains comparing prices and here you are in Home Bargains looking at the cheapest cotton pads, which […]