Financial Review of Week 7

Hi everybody, This week has seen my finances dramatically dwindle and now I have £7.32 left to last till the 25th. I actually owe my boyfriend money as he has bought some of the extra groceries this week which have seen us currently stand at £18.27 over budget. Here is how my money left my wallet this week. FOOD/HOME […]

January 2017 Financial Review

Hi everybody, It is the end of the first month of the year. I am 1/12 of the way through a No Spend Year and it is time to assess how I spent my money this month. HOME £5/£2.50 WORK EXPENSE £5.90/£7.50 SOCIAL £161.07/£25 (ooops) HEALTH £13.50/£5 GIFT £27.87/£25 TRAVEL (DAY TO DAY) £2/£10 So good points: I was under budget […]

Financial Review of Week 4

Hi everyone, Another week has passed, and I really hope I don’t spend any more as this week has been a wee bit spend-tastic (I will be the first to admit I sometimes take liberties with the English Language) SOCIAL Meal out with the boyfriend £15 Costume accessories for Friend’s Hen Party £4  I debated long and […]

A small good thing

(Thank you to Raymond Carver for the title) I have had an interesting day money wise, and it is perhaps fitting I end the day watching the film The Big Short. In my ‘old’ life waking up the day after payday would mean a few things. The compulsion to hit the shops would be so consuming […]

A full assessment of my monthly income

Hi everyone, Well as you know today was payday, wooo to the hoooo! I have decided to show the full extent of my finances by comparing my income versus my outgoings. So here goes: FEBRUARY 2017 INCOME (After student loan repayments, pension contribution, taxes and national insurance) £1206.26 OUTGOINGS Paying back boyfriend for Dr Who […]

Financial Review of Week 3

Hi everybody, it is time again for a weekly review: I have to quickly add some expenses that occurred last Sunday after I posted a review, and they were: SUNDAY SOCIAL £3.10 Coffee and small cake with Boyfriend £3 Chips with boyfriend and two other friends whilst watching a WWE British Wrestling tournament. On to […]

Bonus Fun Time Weekend Challenge

As previously mentioned one of my many brothers has come to visit briefly. I originally set a budget of £60 for the weekend (to tell the truth it is less than 24 hours, from 5.30pm today till 3pm tomorrow) but decided to reduce it to £50 because I need to learn to budget on less. Here are the stats […]

I am doing better than the national average person

Hi everyone, I have been awake for about 45 minutes and in that time I have learned something of value to a person in my situation. According to a new report by the TUC, full details of which can be found here the average household unsecured debt in the UK is £12,887. So my debt of £5996.12 isn’t […]