I Made a Food!

Today I banished three of my tins from the tin store of hell. I made the above, a little red bean chilli, adapted from ‘The Bean Book’ by Rose Elliot. When I say adapted, I mean I went totally renegade on the recipe and added frozen sweetcorn and peppers, paprika, smoked paprika (when one type […]

Another day, another spreadsheet

I am off work ill. I am the sort of person who meticulously plans out my day. Alright, some days it may be a bit vaguer, with a few things on a to do list and a rough structure, and other times every single minute is planned out. My point is I don’t do very […]

I have options (shopping options)

Today marked an important day for my finances. I said at the start of 2017 that I would be allowed to buy clothes if I bought them with vouchers and spent nothing in terms of cash on them. Today I got my Tesco club card statement and vouchers through. In the last three months I […]

Payment a Day

My bank account as of this moment only has the exact amount of money left for the two remaining bills that need to come out before next payday. This is because of the following: I have transferred the bulk of the remaining money to my savings account. I have transferred the money that covers the […]

January 2017 Financial Review

Hi everybody, It is the end of the first month of the year. I am 1/12 of the way through a No Spend Year and it is time to assess how I spent my money this month. HOME £5/£2.50 WORK EXPENSE £5.90/£7.50 SOCIAL £161.07/£25 (ooops) HEALTH £13.50/£5 GIFT £27.87/£25 TRAVEL (DAY TO DAY) £2/£10 So good points: I was under budget […]

The Overdraft Has 10 Months To Live

Hey everybody, I had a brain wave today. 3/4 of my credit card debts are on 0% interest cards, with a smallish balance left on the remainder. I also have a £1000 overdraft. And it gets worse. I pay interest and bank charges on being in my overdraft (Ok, truth is I live in my overdraft) […]

Today’s gonna be a good day

Even though today is a day off work for me, when I woke up naturally at 6am, I decided to get up. I checked all my credit card statements as it is the point in the month when they get released and I crunched the numbers on one of my many, many spreadsheets and from […]