94 Days

I think a lot of people are beginning to be annoyed at the large amount of bank holidays during lock down. I am of course only pretending to be annoyed by this. In the grand scheme of things it is not important. It is still nice to have some time off work. I am debating …

Losing Weight the Frugal Way Week 4

2 weeks for the price of one in this blog post. Over the last two weeks I lost 3 lbs on the 3rd of Feb, and a further 1 lb on the 10th of Feb. I knew my weight loss would naturally slow down as my body adjusted to the increase in exercise and decrease …

Christmas Preparation Part 1

I got a little bit excited/anxious today about Christmas and bought the remainder of the my family’s Christmas presents this morning. I did it mostly with Amazon vouchers I had earned, not as epic a saving as last time, but a nice and much appreciated £45.55 was saved on my shopping. I spent £12.35 which …

I’ll Drink Anything, As Long As It’s Poisonous

I am re-reading Alexis Hall’s ‘In The Red’ for something like the 5th time this year. This is because when I feel that I have f***** up my life royally due to my debt (such as facing the crisis of my contract at work ending with no savings in the bank) then I like to …

Financial Review of Week 38

I’m on the home straight to payday. Just a few more days to go. I will survive, potentially. (Disclaimer, I have had to borrow the money off the boy to pay for my counselling tomorrow, so I am in debt) FOOD AND HOUSEHOLD SHOPPING Quiche £3 Milk and Bread £2.25 Pizza £5 Cheese and Garlic Bread £2.93 TOTAL = £12.18 …

Operation >4K: Why Constantly Resetting Your Goals Can Be a Bad Thing

My debt, in terms of Credit Card and Overdraft debt now stands at: £4344.96 This year, if you include both what I have paid towards my credit cards/overdraft and clearing the debt I accrued to the boy this year, comes to: £2772.11 So in theory I could reach my goal debt free date of my …

I am a Consumer, Therefore I Consume

I have been flexing my shopping muscles. Restrained, considered purchases, contraband in terms of the no spend year but not wild and decadent items in them self, they were all practical, but still I have anxiety. Things needed replacing in our house. The clock in the kitchen broke, we didn’t realise how essential it was …

I Live to Survive

The fall out from payday wasn’t catastrophic. I still needed to sell all my possessions to the boy, but I did not accrue any more debt. I even gave the boy £50 towards my debt to him meaning in just 2 1/2 months my debt to him has gone from over £1000 to £100. I can feel the …