Financial Review of Week 9

Another spendy week, the usual after payday. FOOD Lots of food! It’s easier to say I have £52.70 left out of the £200 budget. So £147.30 spent. WORK EXPENSE Milk for work £2 TRAVEL (DAY TO DAY) Bus £1.70 HEALTH Ibuprofen due to evil pains £2.29 SOCIAL Indian Meal £7.50 Coke £1.99 Burger, Chips, Onion Rings and Coke £17.55 Coke x 2 £5.40 San Pellegrino £2.65  […]

January 2017 Financial Review

Hi everybody, It is the end of the first month of the year. I am 1/12 of the way through a No Spend Year and it is time to assess how I spent my money this month. HOME £5/£2.50 WORK EXPENSE £5.90/£7.50 SOCIAL £161.07/£25 (ooops) HEALTH £13.50/£5 GIFT £27.87/£25 TRAVEL (DAY TO DAY) £2/£10 So good points: I was under budget […]

The Truth about Debt

Let me tell you the main thing about getting into debt. Getting into debt is super easy. Think about it, it’s managing your money that is hard. Making all those decisions, putting things back if you can’t afford them, saving up for things, that’s the hard stuff. But if you have had at some point […]

A Fresh Start

It has been a while since I last posted, and I guess it’s time to come clean. Through a combination of bad/casual/infrequent employment over the years since graduating, and also a result of ‘being a twat’ with money, I have rocked up nearly 6K of credit card and overdraft debt. This is in addition to […]