Be Prepared to be Bored…6 Month Expenditure Comparisons

I decided that on the 1st of April 2015 I would start keeping a thorough spending diary. I said that this was because it was the start of a new tax year but really it was because I hadn’t had the idea in January. I never expected to keep it up, but I did. And […]

The Books That Are Helping Me (No Spend Year)

So as you all know I am doing a ‘No Spend Year’, which may seem like a noble pursuit but really when you are in debt you should put the plastic the f*** down and not buy anything as that is just common sense. Like any good idea, mine was not original at all. In […]

The ‘Non Essential Spends Only’ Birthday Money

For my birthday at the end of March the boy gave me £40 spending money with the instructions that it was for ‘Non Essential Purchases’ only. Initially I was doing quite well, getting books for 37p (after vouchers), clothes for 38p (after vouchers) and hair bands because I needed hairbands, but I have decided to be strict […]

Financial Review of April 2017

Another month has ended. Things are getting very ‘real’ financially for me, so I am going to analyse where I have been making mistakes. Here is a breakdown of my spending in April 2017. FOOD AND HOUSEHOLD SHOPPING TOTAL SPENDS IN APRIL = £241.28 This was £41.28 over budget, which is far from ideal. I am going to […]