NSD #1

I am pleased to report that today was a ‘No Spend Day’ (NSD) meaning so far this year 1/3 of the days have not involved any money leaving my wallet. Yes the year is only three days old but I will take victories where I can. In December I think the weight of 2016 had […]

Hi, my name is Flo, and I’m in debt

Hi everybody. Well it’s a new year. In 2016 I started the year with  £5150 of debt. I was determined to cut back, reduce, and most of all stop spending money. Oh, and to pay off my debts. I clearly did a great job because I ended  2016 with  £5996.12 of debt. Uh oh! How did […]