The not so wonderful 2.1%

As I am a sad spreadsheet loser who has a spreadsheet for every single thing, to the point my boyfriend says my next spreadsheet should be a spreadsheet detailing all my spreadsheets, I can tell you exactly how much of my income each year is spent on my bank charges. Please note this applies only …

The Overdraft Has 10 Months To Live

Hey everybody, I had a brain wave today. 3/4 of my credit card debts are on 0% interest cards, with a smallish balance left on the remainder. I also have a £1000 overdraft. And it gets worse. I pay interest and bank charges on being in my overdraft (Ok, truth is I live in my overdraft) …