Financial Review of Week 4

Hi everyone, Another week has passed, and I really hope I don’t spend any more as this week has been a wee bit spend-tastic (I will be the first to admit I sometimes take liberties with the English Language) SOCIAL Meal out with the boyfriend £15 Costume accessories for Friend’s Hen Party £4  I debated long and …

Bonus Fun Time Weekend Challenge

As previously mentioned one of my many brothers has come to visit briefly. I originally set a budget of £60 for the weekend (to tell the truth it is less than 24 hours, from 5.30pm today till 3pm tomorrow) but decided to reduce it to £50 because I need to learn to budget on less. Here are the stats …

Today’s gonna be a good day

Even though today is a day off work for me, when I woke up naturally at 6am, I decided to get up. I checked all my credit card statements as it is the point in the month when they get released and I crunched the numbers on one of my many, many spreadsheets and from …

Fighting the Impulse

Now that I have enforced a spend free year, I have become a lot more conscious of my shopping impulses. There have been a few scary moments where I have thought ‘I’ll just get one of these/pick up that/go and buy one of those’ and have to fight that thought and remind myself that this …

A review of this week

I’m bending the rules a bit here as there have actually been 8 days of the year so far, but I thought I would do a little review of where I stand statistics wise, and Sundays always feel like a nice day for reflection. NO SPEND DAYS (NSDs) = 3 SPENDING FOOD/HOUSEHOLD Tissues £0.80 Milk £1 Bread £0.50 …

Better and Worse

On January 1st 2015 I bought a five year diary. Here is what I wrote 2 years ago today: “Somehow I have become a financial hell hole again. I don’t know how I do it.” Hmm, somehow I still hadn’t grasped the concept of spend more than you earn = bad times. Or to put …

Day 2 and already I am struggling

Hi everybody, Despite the fact that the year is only 2 days old I have had some pretty big spending struggles. The first happened yesterday. My boyfriend needed more printer paper, so we added some to our food shop from a certain well known supermarket and I was about to give him half the money …